Access to finance.
Create economic opportunities
for millions of Africans
underserved and unserved.

Let's get started Find out more

Speed resilience flexibility — Digital-first financial services

We are Tidea. Tidea is your cloud-based software platform that empowers financial institutions, fintechs, startups,and innovators to offer more value to the under-served and unserved markets.

Acquire more customers

Create new customers. Rapidly develop flexible and personalised products. Enter new markets.Now you can be more customer-focused because you don't have to worry about the technologies.

Digitize your processes

We enable you automate processes from loan origination to repayment collection. We leave nothing to chance.Mitigating all identfied risks early.

Speed up loan-decisioning

Our AI-driven algorithm let you make loan decisions through the use of identity verification, financial history and numerous data-points that reduces your risk significantly

Grow portfolio profitably

We unleash your innovation and let you focus on your core business. Now you can grow your portfolio and scale.

TheMoneyCard, How it works — Simple as a, b, c

Omnifood app on iPhone

Register and verify your identity on the web or using our mobile app


Verify your bank details and financial history by following the simple processes we provide.


Request a card and get approval limits. Quick and convenient

App Store Button Play Store Button
Never get stuck when you need cash. TheMoneyCard lets you be more and do more.

Our magic — Make digital transformation work!



Business intelligence
San Francisco


Digitized processes

Turnkey approach

End-to-end solution
Mitigated risks


Happy innovators
Value to customers

Our customers & our champions

The card solution is just awesome!And to know they got my back! Customer 1 photoDamilare
Fantastic customer support! The team is just on point. Customer 2 photoFally
I was looking for a quick, convednient and affordable solution. Great work! Customer 3 photoToyin

Rockstar Digital Banking Builders - Onboard

Tidea platform

NGN 0 / month

Simple revenue-based fees

  • We grow together
  • Excellent support
  • Agile and consultative implementation
  • Rapid time to market
Sign up now

The Money Card

NGN 0 / month

Transparent pricing

  • Competitive rates
  • Simple repayments
  • Do more with your card
  • Incentives and rewards for usage
Sign up now


1digit/ loan

Grow your portfolio

  • Funds for on-lending
  • Low risk end-to-end solution
  • Competitive pricing
  • Be first on the list
Sign up now

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